Terms of Service

These Terms of Service govern access to and use of Collections Connector (“Platform,” “we,” “our,” or “us”). By creating an account, accessing, or using the platform, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

Platform Role and Limitation

Collections Connector is a technology platform that connects businesses with independent, licensed collection agencies. Collections Connector is not a collection agency, does not act as a debt collector, does not contact debtors, does not enforce payments, and does not provide legal advice.

All collection activity, debtor communication, negotiation, legal enforcement, and recovery efforts are performed solely by third-party agencies operating under separate agreements. Collections Connector is not a party to those collection agreements.

Eligibility and Account Registration

To use the platform, you must be at least 18 years old and authorized to act on behalf of the business or agency you register. You agree to provide accurate registration information and to keep your login credentials secure. You are responsible for all activity under your account.

Business User Responsibilities

Business users agree that each submitted claim will be truthful, lawful, and supported by accurate information. Business users are responsible for verifying that they have the legal right to pursue the claim and to share the related information through the platform.

  • Submit complete and accurate claim information.
  • Use the platform only for lawful business purposes.
  • Avoid harassment, threats, fraud, or misuse of the platform.
  • Comply with all applicable laws and regulations.

Collection Agency Responsibilities

Agencies using the platform must maintain all licenses, registrations, and legal authority required to operate in the jurisdictions they serve. Agencies are solely responsible for how they evaluate, accept, reject, and pursue claims.

  • Maintain active and valid licensing.
  • Comply with all federal, state, and local laws.
  • Handle all debtor communication independently.
  • Provide accurate status updates through the platform when required.

Separation of Services

Collections Connector provides software infrastructure, workflow tools, and claim-routing functionality only. The platform does not supervise or control agency methods, scripts, legal decisions, communications, or recovery timelines.

No Guarantee of Assignment or Recovery

Use of the platform does not guarantee that a claim will be assigned, accepted by an agency, pursued, or recovered. Outcomes depend on the independent agency, the facts of the claim, and applicable law.

Fees, Billing, and Refunds

Businesses may be charged subscription fees for access to the platform. Agencies may be charged subscription fees and, where applicable, success-based referral fees tied to recovered claims.

Unless expressly stated otherwise in writing, all platform fees are non-refundable, including unused periods, partial billing cycles, downgrades, cancellations, or unused claim capacity.

Acceptable Use Restrictions

You may not use the platform to submit false claims, impersonate another person or business, interfere with agency relationships, access accounts without authorization, transmit malicious code, or use the platform as a tool for unlawful debt collection conduct.

Intellectual Property

All platform software, workflows, branding, design, and content made available by Collections Connector are owned by or licensed to us and are protected by applicable intellectual property laws. Except for limited rights to use the platform as intended, no ownership rights are transferred to users.

Data Handling and Privacy

Your use of the platform is also governed by the Collections Connector Privacy Policy. By using the platform, you consent to the collection, use, and sharing of information as described in that policy.

Disclaimers

The platform is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Collections Connector disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

Limitation of Liability

To the fullest extent permitted by law, Collections Connector will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, business interruption, data loss, claim disputes, collection outcomes, or agency conduct arising from or related to use of the platform.

Indemnification

You agree to defend, indemnify, and hold harmless Collections Connector and its officers, employees, contractors, and affiliates from and against claims, damages, liabilities, losses, and expenses arising out of your use of the platform, your submitted claims, your business practices, your agency conduct, or your violation of these terms or applicable law.

Suspension and Termination

We may suspend, restrict, or terminate access to the platform at any time for violations of these terms, suspected fraud, misuse, legal risk, or any conduct that could expose the platform or other users to harm.

Changes to the Platform or Terms

We may update these Terms of Service from time to time. Continued use of the platform after updates become effective constitutes acceptance of the revised terms.

Governing Law and Contact

These terms should be reviewed by legal counsel and adapted to the governing law, venue, dispute resolution process, and corporate entity details you choose to use at launch.

Contact for legal or policy notices: [Insert Legal Contact Name, Company Address, and Email].